Business credit score improvement

As a member of Practice Portfolio, you can receive business credit improvement services for your clients as part of your tailored service portal through our partners, Lightbulb Credit. Utilising our resources, this service can benefit your clients and guide them through the credit ratings market to fully realise the potential of their trade credit profile. Services which may be beneficial to your clients through our provider include company credit reviews, credit rating improvement, credit rating monitoring, and CCJ removal.

Lightbulb Credit is the UK’s first business credit improvement service, dedicated to helping companies understand their credit ratings and limits and gain access to the best terms possible.

This unique service uses a tried and tested method that can have an impact in just a few days. Working directly with the main credit rating agencies (Experian, Creditsafe, Equifax, Graydon, Dun & Bradstreet and Red Flag Alert), the Lightbulb Credit team can quickly spot potential issues, identify solutions and take action.

Credit scoring is reliant on Companies House data and can be negatively impacted by issues such as the time lag of filing. By sharing more recent data with these agencies, Lightbulb Credit can get a new credit rating agreed, without it forming part of the company’s public record. The service is also completely risk free as the client only pays if they get results.

Practice Portfolio is working in partnership with Lightbulb Credit to help companies improve their credit score and boost their opportunities post Covid-19. By recommending this service you’ll not only earn commission, you’ll also be offering your clients something of real value that will help their business to grow.

Credit review

Through selecting this service, your clients can be provided with a business credit rating insight report as a free analysis into how their company is perceived by the five major trade credit rating agencies in the UK. This invaluable data can help any business gain a better understanding of their credit profile and future potential.

Credit rating improvement

This service can deliver a business credit insight report and key company information, working alongside the agencies, to improve your clients’ credit rating.

CCJ removal

Removing a CCJ from a business credit profile can be a daunting and time-consuming process. However, this unique CCJ removal service streamlines the process, significantly reducing stress and restoring your clients' credit ratings and limits quickly.

• Review – a free credit overview provides a snapshot of the company’s position with the five main credit rating agencies
• Recommend – Lightbulb Credit will utilise their insider knowledge to identify actions required to improve the ratings
• Improve – business information is added to straightforward templates, and Lightbulb Credit does the rest
• Results – these are demonstrated by an exceptional 100% success rate